Last Revised: July, 2024

Welcome to Helping Hand Lending LLC ("Helping Hand Lending," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website and services. By accessing www.helpinghandlendingllc.com ("Website") or engaging with our services ("Service"), you agree to be bound by these Terms. If you do not agree, please discontinue use of the Service.

1. Eligibility

You must be at least 18 years old to apply for financing services. By using our Service, you confirm that you meet this age requirement and have the authority to enter into this agreement.

2. Services Offered

Helping Hand Lending LLC provides various business financing solutions, including but not limited to:

Business lines of credit

Equipment financing

Merchant cash advances

Term loans

Hard money loans

Reverse consolidations

All services are subject to credit approval and eligibility requirements.

3. Application Process

By submitting an application, you agree to provide truthful, complete, and current information. Misrepresentation may result in immediate disqualification. Approval is not guaranteed. Credit assessments and additional documentation may be required.

4. Account Creation and Security

If you create an account, you are responsible for maintaining its confidentiality and for any activity under it. Notify us immediately if you suspect unauthorized access. We are not liable for losses resulting from unauthorized use.

5. User Obligations

You agree to:

Use our Service only for lawful purposesProvide accurate and updated informationRefrain from harming or attempting to interfere with our systems

We reserve the right to terminate your access at our discretion.

6. License

We grant you a limited, non-exclusive, non-transferable license to access and use our website and services. You may not reproduce, modify, distribute, or exploit our content without written consent.

7. Intellectual Property

All materials on our Website, including but not limited to text, graphics, logos, and software, are the property of Helping Hand Lending LLC or its licensors and are protected by intellectual property laws.

8. Privacy

Our Privacy Policy governs the collection and use of your personal information. By using our Service, you consent to the terms outlined in our

Privacy Policy

.
9. Availability and Accuracy

We strive for accuracy in our services and website content, but do not guarantee completeness or error-free information. We may update content without notice.

10. Third-Party Links

Our website may contain links to third-party services. We are not responsible for the content, privacy, or practices of any third-party websites.

11. Copyright Complaints

If you believe your intellectual property has been infringed, please notify us at [email protected]

with a description of the copyrighted workIdentification of the infringing materialYour contact informationA statement asserting unauthorized use in good faith

12. Compliance with Laws

You agree to comply with all applicable laws and regulations when using our Service.

13. Indemnification

You agree to indemnify and hold harmless Helping Hand Lending LLC and its affiliates from any claims, damages, or liabilities arising from your use of the Service or violation of these Terms.

14. Disclaimers

Our Service is provided "as is" without warranties of any kind. We disclaim all implied warranties, including merchantability and fitness for a particular purpose.

15. Limitation of Liability

We are not liable for indirect, incidental, special, or consequential damages arising out of your use of the Service. Our liability is limited to the fullest extent permitted by law.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Florida. Any disputes will be subject to binding arbitration in Miami-Dade County, Florida, under the rules of the American Arbitration Association.

17. Class Action Waiver

You agree that any claims shall be resolved individually, and you waive the right to participate in a class action lawsuit.

18. Termination

We may terminate or suspend your access to the Service at any time, for any reason, including violation of these Terms.

19. User Content

You are responsible for any content you submit through the Service. We are not liable for user-generated content or its accuracy.

20. Feedback

By submitting feedback, you grant us a perpetual, royalty-free license to use, reproduce, or incorporate it into our services without restriction.

21. Security

While we implement security measures, we cannot guarantee absolute protection. You are responsible for securing your account credentials.

22. Force Majeure

We are not liable for delays or failure to perform resulting from events beyond our control, including natural disasters, pandemics, or government actions.

23. Electronic Communications

By using our Service, you consent to receive communications electronically, including updates and legal notices.

24. Severability

If any provision of these Terms is found invalid, the remaining sections will remain in full effect.

25. Assignment

You may not assign your rights under these Terms without our written consent. We may assign our rights freely.

26. Entire Agreement

These Terms represent the entire agreement between you and Helping Hand Lending LLC. They supersede any prior agreements or communications.

27. Changes to Terms

We reserve the right to revise these Terms at any time. Continued use of our Service constitutes your acceptance of the updated Terms.

28. Program Terms for SMS Service

Program Name: Helping Hand Lending LLC Messaging Service

Description: Updates related to funding applications, financing options, and customer support

Opt-Out: Text “STOP” to (786) 599-3447

Support: Text “HELP” to (786) 599-3447 or contact [email protected]

Message Rates: Standard rates apply. Frequency varies. Contact your provider for details.

Carrier Disclaimer: Not responsible for delayed or undelivered messages

29. Contact Information

Email: [email protected]
Phone: (786) 599-3447
Mail: 323 Sunny Isles Blvd, Suite 501, Sunny Isles Beach, FL 33160